Do you know what your insurance coverage limits really mean?
Insurance limits show the maximum amount your policy will pay if you have a claim.
Understanding these limits helps you know how much protection your fitness business has.
The per Occurrence limit is the most your insurance company will pay for one claim.
For example, if a client is injured during a workout and files a lawsuit, this limit applies to that incident.
The API Fitness ProPlan includes a $1,000,000 per occurrence limit.
The Gross Aggregate limit is the total amount your policy will pay for all claims during the policy year.
The ProPlan provides a $3,000,000 gross aggregate limit, giving you coverage for multiple claims.
Knowing these two limits makes it easier to understand your insurance protection and choose the right coverage for your fitness business.
And, as a fitness trainer and fitness professional, it is important to have insurance to protect yourself and your business.
Thankfully, API Fitness Trainer Insurance makes it easy to get the liability insurance coverage you need for total peace of mind.
