
Business Insurance for Fitness Studios,
Gyms and Health Club Owners
Prevent severe financial loss due to injury or property damage claims.
Get superior reliable coverage with API Fitness.
Submissions:
Click here to complete the application. Once completed, please email it to submissions@apifitness.com
Questions?
Prefer to provide your business information over the phone for a quote, no problem. Please contact our licensed insurance representatives listed below.
Contacts:
Doug Jester
1.800.860.8330 Ext. 135
1.714.647.6495 (Direct)
djester@apisinsurance.com
Nick Daum
1.800.860.8330 Ext. 150
1.714.263.9050 (Direct)
ndaum@councilsupport.com
Testimonials:
“Best Customer Service”
“I met Doug with API Fitness at a gym equipment expo not really expecting much. At the time, we were going through some issues with our insurance broker and needed policies ASAP for our expanding locations. Within days we had 3 separate policies priced out, accepted and in place. All policies had more coverage on them and STILL came back a better price. Doug had the best customer service I have dealt with not only in the insurance space but honestly out of any space I’ve encountered. Shoutout to Doug!”
— David Figg, Owner and Founder of House of Gains Gym, Oxnard, California
“Cut insurance costs by more than 50%”
“With the rising costs of running a full-service fitness center, we knew it was critical to find ways to reduce operational expenses. In March 2025, Rose and I traveled to Las Vegas to attend the Health & Fitness Association (HFA) convention. There, we met Douglas Jester from API Fitness. We explained to Doug that we were looking for a more affordable General Liability and Property Insurance policy—one that still met our landlord’s coverage requirements. Doug immediately got to work once he returned to California and was able to secure a new General Liability and Property Insurance policy for us, maintaining the same level of coverage while cutting our insurance costs by more than 50%! From start to finish, Rose and I are incredibly grateful for the outstanding service Doug provided. If you’re in the fitness industry and looking for insurance support, give Doug a call, you’ll be glad you did.”
—Greg and Rose Yoshida, Owners of GYFitness Training and Wellness Center, Waipahu, Hawaii
If you’re a new fitness studio owner looking for business insurance, or a long-running gym owner looking to save on your current policy, we have the experience and knowledge to find the right Business Owners Policy for you.
We also offer Workers Compensation, Commercial Auto, Umbrella, Excess and Directors and Officers policies.
All Business Owners Should Carry a Business Owners Policy
A Business Owners Policy (BOP) combines General Liability and Business Property coverage into a packaged insurance policy.
Coverages:
- General Liability
- Products & Completed Operations
- Personal & Advertising Liability
- Damage to Premises Rented to Others
- Medical Expenses
- Defense Costs
- Business Personal Property
- Tenants Improvements & Betterments
- Business Income & Extra Expense
- Accounts Receivable
- Employee Dishonesty
- Exterior Building Glass
- Outdoor Signs
- Building Ordinance & Law
- Hired & Non & Owned Auto
- Cyber Liability
- Employers Practices Liability (EPLI)
About APIS:
Since 1986, Applied Professionals Insurance Services (APIS) has been the leading provider of Professional Liability insurance to massage therapists, acupuncturists and chiropractors throughout the United States. Over the decades, APIS has successfully added Professional Liability options for other Health & Wellness professions, including:
- Ayurvedic
- Dietician
- Health & Wellness Coach
- Herbalist
- Holistic Health practitioner
- Homeopathist
- Hydrotherapist
- Naturopathist
- Nutritionist
- Personal Trainer
- Skincare Specialist
Affiliates and Partners
API Fitness
Allied Professionals’ Insurance Services, Inc.
1100 W. Town & Country Rd, Suite 1400
Orange, CA 92868
Tel: (800) 860-8330
Fax: (714) 571-1863
Submit Applications: submissions@apifitness.com
Questions and Support: info@apifitness.com
Hours:
8am – 5pm PST / 11am – 8pm EST
Monday thru Friday
CA License #: 0789618
Licenses in all 50 U.S. States and Territories